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 About

NAC is Working Hard for America's ATM Owners/Operators/Suppliers


Organized almost a decade ago to address US independent ATM industry issues and advocacy, The National ATM Council, Inc. is a 501(C) (6) not-for-profit trade association representing the Independent/Retail ATM provider/supplier industry in America. Over the course of its existence, NAC has more than tripled in size, with hundreds of Members ranging from many ATM deployers who own/operate fewer than 10 ATM terminals, to the largest ATM companies in the nation.


Our member locations range from rural gas stations to city sidewalks, and everywhere else the American public and tourists depend upon and desire convenient access to good 'ole American greenbacks!


Our Members service citizens in our inner city communities and some of our most rural areas in America, as well as throughout the more heavy-populated and affluent locations across our nation. NAC Members serve both the bodega and the Super Bowl event - and every type of retail and public venue imaginable. In times of natural disaster, NAC Member technicians are rolling trucks to make sure terminals are working and essential cash is available to all those in need. Our members work to make their ATM machines as safe as possible, and to comply fully with all legal and ethical standards and requirements of operation.


NAC is proud of our members' dedication to serving and supporting the US economy, and we respect their ongoing efforts to employ ethical business practices to ensure continued widespread access to cash throughout the U.S. We are honored and privileged to represent America’s Independent/Retail ATM industry and NAC will continue working hard and smart in protecting and promoting the interests of our Members and those they are privileged to serve!


"We can no longer assign the task of governing, growing and protecting our industry to others! The time is now to join together in numbers and create a unified voice for America's ATM providers and suppliers."
Bruce Renard
Executive Director of NAC

Why NAC?

NAC is the only trade organization in America that is solely focused on representing and protecting the interests of US Independent/Retail/Non-bank ATM owners, operators, and suppliers. We are a member-governed/driven organization - the only one of its kind totally devoted to and focused on promoting the business interests of ATM ISOs & Owner-Operators in the US. We are 100% US-based and dedicated to representing, protecting, and serving US Independent ATM Operators and their continued contributions to the US economy and public.

Why NAC is the Most Important Trade Association for US ISOs/IADs/Suppliers?

Formed in 2011

Formed in 2011 – NAC has continuously represented the key interests of the US Independent ATM Industry in all major federal, state, and local legal and regulatory matters nationwide

Bank Accounts for Operators

NAC has worked tirelessly to help scores of US ATM Operators obtain bank accounts for their Vault Cash needs

Vault Cash Bank Accounts

NAC has helped hundreds of ATM Operators obtain and maintain Vault Cash bank accounts for their ATM Businesses

Payment Choice Act

NAC succeeded in passing the Payment Choice Act twice in the US House of Representatives, during the 2022 Session of Congress; and a revised PCA is poised for reintroduction this Session of Congress

Federal Protections

NAC facilitated introduction of first-ever legislation in the 2022 Congressional Session to extend the protections of federal law enforcement to include Independent ATMs - which is poised to be reintroduced in the present Session

Antitrust Relief

NAC remains unrelenting in its continued pursuit of federal litigation seeking antitrust relief against VISA/Mastercard on behalf of all US ATM Operators

Governmental Affairs

NAC is the ONLY Organization with an active DC Governmental Affairs program and advocacy team – 100% dedicated to promoting the interests of America’s Independent ATM Operators & Suppliers

Notable NAC Accomplishments


 End the “Fee Sticker”

Passing Federal Legislation to End the “Fee Sticker” Requirement–Putting a Stop to Thousands of Meritless Lawsuits Against Independent ATM Operators Nationwide


Delayed EMV Penalty 

Delaying for Years Implementation of  EMV Penalty Exposure for ATM Operators Following Initial EMV Liability Shift Date

 
Defeated Surcharge Caps

Defeating Passage of Multiple Federal & State Legislative Efforts to Cap ATM Surcharges –Including on Capitol Hill, and in Illinois, Iowa, and most recently Virginia in 2023


Landmark Changes 

Achieving Landmark Favorable Changes
to Federal Banking Regulations (FFIEC Examination Manual) Governing Bank Services for Independent ATM Operators


Formation of CCPC 

Spearheading Formation of Consumer Choice in Payments Coalition (CCPC) Seeking Passage of the PCA & Helping Fight the Ongoing “War on Cash”


DCC Services to ATMs 

Successfully Petitioning VISA to Allow DCC Services to be Provided to Cardholders at Independent ATMs in the US.

NAC Board





CHAIR

Patrick Conner

ATMPartMart.com





VICE CHAIR

Scot Gardner

SJI ATM, Inc.





SECRETARY

Mike Powell

Powell Group USA





TREASURER

Barbara Montopoll

Eastern ATM, Inc.





CHAIR EX-OFFICIO

George Sarantopoulos

Access One Solutions






Bryan Bauer

NCR Atleos/CDS





Jim Cabe

Turnkey ATM Solutions, LLC





Greg Chiasson

ATM's of the South, Inc.





Mark Cumming

ATM Merchant Services





Cooper Frandsen

NextATM





Maya Fuentes

Fuentes Consulting





Brian Haynes

PAI





Rebecca Hellmann

Cash Depot





Tommy Hughes

CORDatm.com





Joseph Lee

Technovation Data, Inc. (TDI)





Yonas Marcos

Star Financial Services, Inc.





Philip Webb

PDQ Merchant Enterprises, Inc.

NAC Staff

Bruce Renard

Executive Director

Susan Renard

Chief Operating Officer

Lauren Majure-Lawless

Business Services Director

Matthew Hansard, CPA

NAC Independent Accountant
Thomson, Brock, Luger & Co.

Melissa Edwards

Accounting Manager