About

NAC is Working Hard for America's ATM Owners/Operators/Suppliers
Organized almost a decade ago to address US independent ATM industry issues and advocacy, The National ATM Council, Inc. is a 501(C) (6) not-for-profit trade association representing the Independent/Retail ATM provider/supplier industry in America. Over the course of its existence, NAC has more than tripled in size, with hundreds of Members ranging from many ATM deployers who own/operate fewer than 10 ATM terminals, to the largest ATM companies in the nation.
Our member locations range from rural gas stations to city sidewalks, and everywhere else the American public and tourists depend upon and desire convenient access to good 'ole American greenbacks!
Our Members service citizens in our inner city communities and some of our most rural areas in America, as well as throughout the more heavy-populated and affluent locations across our nation. NAC Members serve both the bodega and the Super Bowl event - and every type of retail and public venue imaginable. In times of natural disaster, NAC Member technicians are rolling trucks to make sure terminals are working and essential cash is available to all those in need. Our members work to make their ATM machines as safe as possible, and to comply fully with all legal and ethical standards and requirements of operation.
NAC is proud of our members' dedication to serving and supporting the US economy, and we respect their ongoing efforts to employ ethical business practices to ensure continued widespread access to cash throughout the U.S. We are honored and privileged to represent America’s Independent/Retail ATM industry and NAC will continue working hard and smart in protecting and promoting the interests of our Members and those they are privileged to serve!
"We can no longer assign the task of governing, growing and protecting our industry to others! The time is now to join together in numbers and create a unified voice for America's ATM providers and suppliers."
Why NAC?
Why NAC is the Most Important Trade Association for US ISOs/IADs/Suppliers?
Formed in 2011
Formed in 2011 – NAC has continuously represented the key interests of the US Independent ATM Industry in all major federal, state, and local legal and regulatory matters nationwide
Bank Accounts for Operators
NAC has worked tirelessly to help scores of US ATM Operators obtain bank accounts for their Vault Cash needs
Vault Cash Bank Accounts
NAC has helped hundreds of ATM Operators obtain and maintain Vault Cash bank accounts for their ATM Businesses
Payment Choice Act
NAC succeeded in passing the Payment Choice Act twice in the US House of Representatives, during the 2022 Session of Congress; and a revised PCA is poised for reintroduction this Session of Congress
Federal Protections
NAC facilitated introduction of first-ever legislation in the 2022 Congressional Session to extend the protections of federal law enforcement to include Independent ATMs - which is poised to be reintroduced in the present Session
Antitrust Relief
NAC remains unrelenting in its continued pursuit of federal litigation seeking antitrust relief against VISA/Mastercard on behalf of all US ATM Operators
Governmental Affairs
NAC is the ONLY Organization with an active DC Governmental Affairs program and advocacy team – 100% dedicated to promoting the interests of America’s Independent ATM Operators & Suppliers
Notable NAC Accomplishments
End the “Fee Sticker”
Passing Federal Legislation to End the “Fee Sticker” Requirement–Putting a Stop to Thousands of Meritless Lawsuits Against Independent ATM Operators Nationwide
Delayed EMV Penalty
Delaying for Years Implementation of EMV Penalty Exposure for ATM Operators Following Initial EMV Liability Shift Date
Defeated Surcharge Caps
Defeating Passage of Multiple Federal & State Legislative Efforts to Cap ATM Surcharges –Including on Capitol Hill, and in Illinois, Iowa, and most recently Virginia in 2023
Landmark Changes
Achieving Landmark Favorable Changes
to Federal Banking Regulations (FFIEC Examination Manual) Governing Bank Services for Independent ATM Operators
Formation of CCPC
Spearheading Formation of Consumer Choice in Payments Coalition (CCPC) Seeking Passage of the PCA & Helping Fight the Ongoing “War on Cash”
DCC Services to ATMs
Successfully Petitioning VISA to Allow DCC Services to be Provided to Cardholders at Independent ATMs in the US.
NAC Board
CHAIR
Patrick Conner
ATMPartMart.com
VICE CHAIR
Scot Gardner
SJI ATM, Inc.
SECRETARY
Mike Powell
Powell Group USA
TREASURER
Barbara Montopoll
Eastern ATM, Inc.
CHAIR EX-OFFICIO
George Sarantopoulos
Access One Solutions
Bryan Bauer
NCR Atleos/CDS
Jim Cabe
Turnkey ATM Solutions, LLC
Greg Chiasson
ATM's of the South, Inc.
Mark Cumming
ATM Merchant Services
Cooper Frandsen
NextATM
Maya Fuentes
Fuentes Consulting
Brian Haynes
PAI
Rebecca Hellmann
Cash Depot
Tommy Hughes
CORDatm.com
Joseph Lee
Technovation Data, Inc. (TDI)
Yonas Marcos
Star Financial Services, Inc.
Philip Webb
PDQ Merchant Enterprises, Inc.
NAC Staff
Bruce Renard
Executive Director
Susan Renard
Chief Operating Officer
Lauren Majure-Lawless
Business Services Director
Matthew Hansard, CPA
NAC Independent Accountant
Thomson, Brock, Luger & Co.
Melissa Edwards
Accounting Manager